e-Touch Plan
Life is a journey filled with uncertainties, and being prepared for the unexpected is essential. Momentum Finserv presents Momentum Finserv, a robust and comprehensive protection plan tailored to safeguard you and your family from life’s “what-ifs.” This innovative plan empowers you to secure your dreams and ambitions, guaranteeing that unforeseen events won’t jeopardize the financial stability of your loved ones.
Key Advantages - e-Touch Plan
The key advantage of e-Touch is its user-friendly digital access, allowing you to secure your family’s future with ease. Here are the key advantages of this plan:
Comprehensive Coverage
The eTouch Term Insurance Plan offers a substantial life cover, providing your family with a strong financial safety net in your absence.
Affordable Premiums
Protecting your family's future doesn't have to break the bank. This plan comes with affordable premium options, making financial security accessible to all.
Customizable Plans
We understand that your family's needs are unique. With eTouch, you can customize your plan by choosing the coverage amount and policy term that aligns with your specific requirements.
Additional Protection
Enhance your coverage with optional riders such as Accidental Death Benefit and Critical Illness Benefit, offering extra layers of protection against life's uncertainties.
Hassle-Free Online Experience
Applying for the eTouch Term Insurance Plan is seamless and convenient. The online application process ensures you can secure your family's future from the comfort of your home.
Quick Claim Settlement
Momentum Finserv Life is committed to providing prompt and hassle-free claim settlements, supporting your family when they need it the most.
Tax Benefits
Enjoy tax benefits on the premiums paid and benefits received, helping you optimize your financial planning.
How e-Touch Plan Works?
Purchasing e-Touch online is a quick and hassle-free process, making it accessible to busy individuals looking for convenient insurance solutions.
- Choose Your Variant: Tailor your coverage by selecting from three distinct variants: Life Shield, Life Shield Plus, and Life Shield ROP. Your chosen variant remains consistent throughout the policy term.
- Choose Your Sum Assured: Determine the ideal coverage level needed to safeguard your family's financial future, ensuring their well-being in case of unexpected events.
-
Choose Your Death Benefit Payment Option: Personalize how your family receives the Death Benefit:
- A lump sum payment in one go.
- Partly as a lump sum and partly as a monthly income for 60 months, offering a steady stream of support.
- A lump sum payment in one go.
- Choose Your Policy Term and Premium Payment Term: Customize the duration of your life insurance coverage and the period over which you'll make premium payments.
- Choose Your Premium Payment Frequency: Decide the frequency at which you prefer to pay your premiums, whether monthly, quarterly, half-yearly, or annually.
Eligibility Criteria - e-Touch Plan
This plan is open to various individuals, including breadwinners and professionals, who want to ensure their family’s financial stability.
- Age at Entry: The minimum and maximum age at which you can enter the policy.
- Age at Maturity: The age at which the policy matures.
- Policy Term: The duration of the insurance coverage.
- Premium Payment Term: The period during which you'll pay premiums.
- Minimum & Maximum Sum Assured: The range within which you can select your coverage amount.
- TI (Terminal Illness) Sum Assured: The sum assured in case of a terminal illness.
- Minimum & Maximum Premium: The range for premium payments.
- Premium Payment Frequency: Options for how often premiums can be paid.
Benefits - e-Touch Plan
This plan offers financial protection and peace of mind for your family, providing coverage in the event of unforeseen circumstances.
- Death Benefit: Assured financial protection for your family in case of your untimely demise.
- Terminal Illness Benefit: If diagnosed with a terminal illness, receive a portion of the sum assured.
- WOP (Waiver of Premium) Benefit on ATPD/TI: Future premiums waived in case of accidental total and permanent disability or terminal illness.
- Maturity Benefit: Receive benefits at the maturity of the policy, ensuring your long-term financial security.
Documents Required - e-Touch Plan
To get started with e-Touch, you’ll need basic documentation like identity and address proof. Our simplified online application process ensures a smooth experience. Below mentioned are the documents you will need: